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Driving Unprecedented Impact This Ramadan Through Zakat
Zoya News

Driving Unprecedented Impact This Ramadan Through Zakat

This past Ramadan, we introduced a whole new way for you to be able to calculate and give zakat through Zoya. Today, we're thrilled to share that during the holy month, we processed calculations for over $360 million in portfolio assets, resulting in over $2.5 million in

  • Saad Malik
Saad Malik May 7, 2023 • 1 min read
The 10 Biggest Misconceptions About Money
Community Ideas

The 10 Biggest Misconceptions About Money

For centuries, money has been the subject of numerous misconceptions and myths, causing many people to adopt unhealthy attitudes toward wealth and financial management. This is true even in the Muslim world, where individuals from diverse backgrounds, social classes, and professions hold various perspectives about money, often shaped by their

  • Aladodo Abdus-Salam
Aladodo Abdus-Salam Apr 27, 2023 • 8 min read
A New Way to Calculate & Give Zakat with Zoya
Zoya News

A New Way to Calculate & Give Zakat with Zoya

At Zoya, we're committed to empowering Muslims around the world to take control of their financial future while staying true to their faith. As the trusted source for over 100,000 Muslim investors worldwide, Zoya is dedicated to making Shariah-compliant investing accessible and stress-free. Today, we are excited

  • Saad Malik
Saad Malik Apr 7, 2023 • 2 min read
Diversifying Your Portfolio With Crypto: A Step-By-Step Guide
Community Ideas

Diversifying Your Portfolio With Crypto: A Step-By-Step Guide

Efficient portfolio management is the spine of every successful investment strategy. It involves the flexibility of knowing how and what to invest in concerning your risk tolerance and time horizon. One of the few secrets to a successful investment plan is diversifying your portfolio to balance risk and reward across

  • Saka Bayode Abdulwahab
Saka Bayode Abdulwahab Apr 5, 2023 • 7 min read
How to Spend Less and Save More: Lessons From Waseem's Story
Community Ideas

How to Spend Less and Save More: Lessons From Waseem's Story

Waseem sits at his kitchen table, staring at his latest credit card statement. His stomach churns. After months of carrying a balance on the card, he finds himself in thousands of dollars of debt with no apparent way out. But it wasn't always this way. Waseem used to

  • Muslim Money Guy
Muslim Money Guy Mar 6, 2023 • 10 min read
Level Up Your Finances in 2023
Community Ideas

Level Up Your Finances in 2023

We have just entered 2023, and as with every new year that comes along, it’s a time for many to set New Year’s resolutions. These are typically goals such as exercising more, traveling more, or learning a new skill/hobby. It can be easy to set a bunch

  • Muhammad Lambat
Muhammad Lambat Jan 25, 2023 • 4 min read
4 Ways Islamic Finance Can Help Fight Poverty
Community Ideas

4 Ways Islamic Finance Can Help Fight Poverty

We live in an era of immense wealth and riches. We are among billionaires, skyscrapers, and every manner of convenience. However, despite the immense riches all around us, many people around the globe are living in abject poverty. Millions of people face starvation or don’t have access to proper

  • Zubayr Osman
Zubayr Osman Jan 23, 2023 • 9 min read
Investor Stories: Ravil Iarullin
Investor Stories

Investor Stories: Ravil Iarullin

Tell us about yourself I am 27 years old and originally from Tatarstan. Three years ago, I moved with my family to Lincoln, New Zealand. Recently, I obtained my first job as an IT specialist. What's your money story? I'm from a middle-class family, so growing

  • Zoya Team
Zoya Team Jan 12, 2023 • 3 min read
Riba: What It Is, and How to Avoid it
Community Ideas

Riba: What It Is, and How to Avoid it

The Islamic Golden Age saw the Muslim civilization flourish with significant advancements made in areas such as science and the arts. This was all underpinned by Islamic economic ideals, which didn’t allow the use of riba. Riba (interest) is strictly forbidden in Islam and has many evils. Fast forward

  • Adil Hussain
Adil Hussain Jan 3, 2023 • 12 min read
Raising Financially Literate Kids: A Muslim Parent's Guide
Community Ideas

Raising Financially Literate Kids: A Muslim Parent's Guide

The last few months have proven to be quite the financial whirlwind globally. From rising inflation rates to stagnating salaries - learning to build a healthy relationship with your money is more important now than ever before. We’re facing a recession that looks quite different from that of 2008.

  • Uneesa Zaman
Uneesa Zaman Dec 26, 2022 • 6 min read
What Are Shariah Standards, and Why Do We Need Them?
Fundamentals

What Are Shariah Standards, and Why Do We Need Them?

The Islamic finance world can seem complicated–there are several terms and concepts which you likely may not have heard before. One of those concepts is a shariah standard. If you have looked into halal investing (also sometimes referred to as shariah-compliant investing or Islamic investing), it’s probably something

  • Zoya Team
Zoya Team Dec 7, 2022 • 7 min read
The Beginners Guide to Sukuk
Fundamentals

The Beginners Guide to Sukuk

It is common for conventional investors to talk about diversifying their portfolio, often referring to a stock-to-bond split. What does this mean, and is this something you should consider as a Muslim investor? These investors are referring to the percentage of stocks and bonds they hold in their portfolios. The

  • Zoya Team
Zoya Team Aug 26, 2022 • 7 min read
The Islamic Case for Bitcoin
Community Ideas

The Islamic Case for Bitcoin

This is an opinion editorial by Muslim Bitcoiner, the host of the Muslim Bitcoiner Podcast. This content is for informational purposes only and does not represent legal, tax, investment, financial, or other advice. One of the biggest challenges Muslims face when seeking to invest in a halal way is to

  • Muslim Bitcoiner
Muslim Bitcoiner Aug 11, 2022 • 8 min read
How ESG Investing Fits Into Your Halal Portfolio
Community Ideas

How ESG Investing Fits Into Your Halal Portfolio

Social inequality, abject poverty, poor labor conditions, bad leadership, and climate change are some of the issues plaguing society. Investors are becoming increasingly conscious of these challenges and are aware of the influence that their investments may have, both positive and negative. Unsurprisingly, investors are looking for approaches that are

  • Zubayr Osman
Zubayr Osman Jul 27, 2022 • 6 min read
The Muslim Women's Guide to Investing
Community Ideas

The Muslim Women's Guide to Investing

How often do you hear about women investing in the stock market? If you’re like most people, probably not very frequently. That’s because investing is typically seen as the domain of men, and even the words used to describe the process of investing tend to be very masculine.

  • Malak Kudaimi
Malak Kudaimi Jul 19, 2022 • 10 min read
How to Save and Invest Your Way to Hajj
Community Ideas

How to Save and Invest Your Way to Hajj

The sacred month of Dhul Hijjah is almost upon us. It includes the ten best days of the year, the day of Arafah, and of course, Hajj. Hajj is an experience that Muslims long to perform. However, for many of us, Hajj costs are becoming more prohibitive each year. Now

  • Adil Hussain
Adil Hussain Jun 28, 2022 • 7 min read
The Complete Guide to Building Your Own Halal Index Fund
Community Ideas

The Complete Guide to Building Your Own Halal Index Fund

Inflation is here and has already eroded the purchasing power of your money. The price of many essential goods and services has increased, straining the pursestrings of households everywhere. In times like these, preserving the value of your money is paramount. A tried and tested strategy is investing your money

  • Adil Hussain
Adil Hussain Jun 15, 2022 • 9 min read
7 Halal Ways To Beat Inflation
Community Ideas

7 Halal Ways To Beat Inflation

Inflation is on the rise and is truly a global problem. Advanced economies, emerging markets, and developing economies are all seeing an increase, although for different reasons. It is important to inflation-proof your finances and investment portfolio wherever you are. A good starting point would be to figure out the

  • Haider Saleem
Haider Saleem May 20, 2022 • 6 min read
5 Halal Investment Strategies That Work (And How to Pick the Right One for You)
Community Ideas

5 Halal Investment Strategies That Work (And How to Pick the Right One for You)

Most of us invest decades into our education to find a career from which we can make an income. From early schooling to university or apprenticeship programs, we spend a lot of time and often a lot of money. Yet, once we settle into our careers and obtain a regular

  • Adil Hussain
Adil Hussain May 11, 2022 • 8 min read
4 Ways to Purify Your 401(k) from Haram Earnings
Community Ideas

4 Ways to Purify Your 401(k) from Haram Earnings

A note to the reader: In my last piece, I shared the importance of a 401(k) retirement account and explored the different ways you can set it up in a halal way. Below, we’re going to focus on some practical ways you can cleanse any impermissible earnings in

  • Malak Kudaimi
Malak Kudaimi Apr 27, 2022 • 5 min read
Is My 401(k) Plan Halal?
Community Ideas

Is My 401(k) Plan Halal?

A note to the reader: In this article, I will be using the term “401(k)” for the sake of simplicity. This article will also apply to you if your employer offers you a 403(b) or a 457 plan. The terms and conditions of these types of accounts are

  • Malak Kudaimi
Malak Kudaimi Apr 14, 2022 • 9 min read
3 Lessons on Managing Your Wealth from the Legacy of Uthman ibn Affan
Community Ideas

3 Lessons on Managing Your Wealth from the Legacy of Uthman ibn Affan

Uthman ibn Affan  – Allah be pleased with him – is one of the most prominent Companions of the Prophet (peace be upon him), and one of the few known to have been remarkably wealthy. Let’s explore some aspects of his relationship with money. The early life and trade of Uthman

  • Hassam Munir
Hassam Munir Apr 6, 2022 • 7 min read
A Muslim's Guide to Becoming Financially Independent and Retiring Early (FIRE)
Community Ideas

A Muslim's Guide to Becoming Financially Independent and Retiring Early (FIRE)

How do you spend your time? For most of us, this usually involves some combination of sleep, work, sustenance, education, prayer, exercise, and leisure. Balancing all of these activities is one of life’s great struggles. Work is perhaps the area we have the least control over, as the majority

  • Adil Hussain
Adil Hussain Mar 28, 2022 • 7 min read
What is Islamic Finance and How Does it Relate to Me?
Community Ideas

What is Islamic Finance and How Does it Relate to Me?

If the pandemic has taught us anything, it’s the importance of a good chair and a stable wifi connection. Aside from that, though, the pandemic has allowed a whole host of investors to get to grips with building wealth. More and more millennials and zoomers alike enjoy the benefits

  • Uneesa Zaman
Uneesa Zaman Mar 21, 2022 • 6 min read
What Makes an Investment Halal?
Community Ideas

What Makes an Investment Halal?

Retail investing has surged over the last two years, primarily due to the pandemic, as people found they had more cash in their wallets and more time on their hands. Within 5 minutes, an amateur investor can now purchase stocks in the largest companies in the world. This was supported

  • Uneesa Zaman
Uneesa Zaman Mar 14, 2022 • 4 min read
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